- AnnualCreditReport.comThe only federally authorized site for your full reports from all three bureaus. Free, every week.
- USA.gov credit guideHow scores work, how to request reports, freeze your credit and dispute errors.
- Consumer Financial Protection BureauRegulates consumer financial products and takes complaints about bureaus, banks and lenders.
- FTC Consumer AdviceYour rights under the Fair Credit Reporting Act, plus how to spot credit repair and identity theft scams.
- FDIC Consumer Resource CenterClear breakdowns of credit histories, scoring criteria and safe tools like secured cards.
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Last reviewed: Next scheduled review: January 2027